Finance Of Valuation

FOA Stock  USD 21.69  0.07  0.32%   
At this time, the firm appears to be undervalued. Finance of America shows a prevailing Real Value of $25.94 per share. The current price of the firm is $21.69. Our model computes the value of Finance of America from reviewing the firm fundamentals such as Current Valuation of 11.58 B, shares outstanding of 7.89 M, and Profit Margin of (0.01) % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Finance Of's valuation include:
Price Book
0.6064
Enterprise Value
11.6 B
Price Sales
0.7574
Forward PE
5.0075
Enterprise Value Revenue
133.9299
Undervalued
Today
21.69
Please note that Finance Of's price fluctuation is very steady at this time. Calculation of the real value of Finance of America is based on 3 months time horizon. Increasing Finance Of's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Finance Of is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Finance Stock. However, Finance Of's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  21.69 Real  25.94 Target  29.5 Hype  21.72
The real value of Finance Stock, also known as its intrinsic value, is the underlying worth of Finance of America Company, which is reflected in its stock price. It is based on Finance Of's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Finance Of's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
25.94
Real Value
28.08
Upside
Estimating the potential upside or downside of Finance of America helps investors to forecast how Finance stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Finance Of more accurately as focusing exclusively on Finance Of's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
1.071.071.07
Details
Hype
Prediction
LowEstimatedHigh
19.5821.7223.86
Details
1 Analysts
Consensus
LowTarget PriceHigh
26.8529.5032.75
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Finance Of's intrinsic value based on its ongoing forecasts of Finance Of's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Finance Of's closest peers. If more than one evaluation category is relevant for Finance Of we suggest using both methods to arrive at a better estimate.

Finance Of Cash

85.67 Million

Finance Revenue by Product

Finance Of Total Value Analysis

Finance of America is currently estimated to have company total value of 11.58 B with market capitalization of 241.08 M, debt of 28.72 B, and cash on hands of 47.38 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Finance Of fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
11.58 B
241.08 M
28.72 B
47.38 M

Finance Of Investor Information

About 27.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.61. Some equities with similar Price to Book (P/B) outperform the market in the long run. Finance of America recorded a loss per share of 1.03. The entity had not issued any dividends in recent years. The firm had 1:10 split on the 26th of July 2024. Finance of America may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.

Finance Of Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Finance suggests not a very effective usage of assets in February.
 
Covid
 
Interest Hikes

Finance Of Profitability Analysis

Considering the key profitability indicators obtained from Finance Of's historical financial statements, Finance Of's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Finance Of's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
2019-03-31
Previous Quarter
34.9 M
Current Value
-9.5 M
Quarterly Volatility
106.5 M
 
Covid
 
Interest Hikes
At present, Finance Of's Pretax Profit Margin is projected to slightly decrease based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.03, whereas Gross Profit is forecasted to decline to about 231.4 M.
For Finance Of profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Finance of America to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Finance Of utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Finance Of's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Finance Of over time as well as its relative position and ranking within its peers.

Finance Of Earnings per Share Projection vs Actual

By analyzing Finance Of's earnings estimates, investors can diagnose different trends across Finance Of's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for Finance of America is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Covid
 
Interest Hikes
Finance Of is projected to generate 1.074775 in earnings per share on the 31st of December 2026. Finance Of earnings estimates show analyst consensus about projected Finance Of EPS (Earning Per Share). It derives the highest and the lowest estimates based on Finance Of's historical volatility. Many public companies, such as Finance Of, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Finance Of Ownership Allocation

The market capitalization of Finance of America is $241.08 Million. Over half of Finance Of's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with negative profits, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company.

Finance Of Profitability Analysis

The company reported the last year's revenue of 1.95 B. Reported Net Loss for the year was (142.63 M) with profit before taxes, overhead, and interest of 225.86 M.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Finance Of's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Finance Of and how it compares across the competition.

About Finance Of Valuation

The stock valuation mechanism determines Finance Of's current worth on a weekly basis. Our valuation model uses a comparative analysis of Finance Of. We calculate exposure to Finance Of's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Finance Of's related companies.
Last ReportedProjected for Next Year
Gross Profit243.6 M231.4 M
Pretax Profit Margin 0.03  0.03 
Operating Profit Margin 0.03  0.03 
Net Profit Margin 0.01  0.01 
Gross Profit Margin 0.16  0.15 

Finance Of Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding23.4 M
Forward Price Earnings5.0075

Finance Of Current Valuation Indicators

Valuation refers to the process of determining the present value of Finance of America and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Finance we look at many different elements of the entity such as Finance's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Finance Of, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Finance Of's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Finance Of's worth.

Complementary Tools for Finance Stock analysis

When running Finance Of's price analysis, check to measure Finance Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finance Of is operating at the current time. Most of Finance Of's value examination focuses on studying past and present price action to predict the probability of Finance Of's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Finance Of's price. Additionally, you may evaluate how the addition of Finance Of to your portfolios can decrease your overall portfolio volatility.
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